Disclaimer : Chandar Varadhan and Meru Solutions Pty Ltd (ABN 61 622 000 131) [t/a Dimar Financial Services] are authorised by Templestone Financial Services Pty Ltd (ABN 99 641 075 952) AFSL 523831 to provide financial services only. Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.